Digital scrapbooking is a huge hobby these days. It makes less clutter of course and can be cheaper. The embellishments come on a clear background so that they can be layered or positioned anywhere you like on your digital layout.
The first thing you need is a digital scrapbooking program. You can google this and see different user’s reviews on them. I always think it is best to try a free download before you buy so you can see if it is easy for you to understand.
There are all sorts of digital scrapbooking freebies out there, so that is another thing to google and see how they work before stocking up on all sorts of more expensive graphics. If you don’t have time for traditional scrapbooking, this would be a fun option to look into!